Resident Indian

Company Will Help You For Providing This Type Of Services:-
Resident Indian :

1. For Purchase

Loan Amount : Min.Rs.1,00,000/-


Loan to Property cost : 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs




Loan Term : : Maximum term - For Salaried - 30 years, for self employed 20 Years



Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis


Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates



Upfront fees : As applicable from time to time



2.For Construction

Loan Amount : Min.Rs.1,00,000/-


Loan to Property cost : 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs


Loan Term : Maximum term - For Salaried - 30 years, for self employed 20 Years


Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis


Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates


Upfront fees : As applicable from time to time



3. For Extension


Loan Amount : Min.Rs.1,00,000/-


Loan to Property cost : 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs


Loan Term : : Maximum term - For Salaried - 30 years, for self employed 20 Years


Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis


Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates


Upfront fees : As applicable from time to time



4. Repairs/Renovation


Loan Amount : Min.Rs.1,00,000/-


Loan to Property cost : 90% Property value up to a loan of Rs.30 lakhs, 80% for loans more than Rs. 30 lakhs and upto Rs.75 lakhs and 75% for loans above Rs.75 lakhs


Loan Term : Maximum term - For Salaried - 30 years, for self employed - 20 Years


Repayment Mode : Equated Monthly Installments (EMI)- Monthly Rest Basis


Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates


Upfront fees : As applicable from time to time




5. For Plot Purchase



Purpose : Loan for purchase of residential plotfrom statutory authorities


Loan to Property cost : 75% of the property value
Loan Term : Maximum term - 15 Years


Repayment Mode : Equated Monthly Installments (EMI) - Monthly Rest Basis


Rate of Interest : Contact nearest Office for details on the Prevailing Interest Rates


Upfront fees : As applicable from time to time



6. Take over from other Banks + Top up



Purpose : Takeover of existing loan from other Financial Institution/Banks


Term : Maximum 30 Years for Salaried and Maximum 20 Years for Business


Loan Term : Contact nearest Office for details on the Prevailing Interest Rates


Upfront fees : As applicable from time to time